Beware of Fraud-- Keep your money in your Wallet!

I recieved the email below this morning, and I was reminded that I should do my part to make others more aware of fraudsters who's lot in life are to take advantage of anyone they can, but especially seniors.

A few other fraud reminders:

• Craigslist:  Never accept a buyer that want to send you a money wire or bank money order with additional fees to ship the product somewhere else.   Moneywires and be reversed and bank money orders can bounce, leaving you without the product you were selling and short the money wire amount that includes shipping fees.  When you sell products on Craigslist, meet them, at a public place, and take cash.
• NEVER give your account number or credit card number to anyone that calls you.  If a bill collector wants your Account Number or Credit Card Number they should be able to give you thier number to call them back or they should send you an invoice for you to pay.  Never buy anything on the phone unless you have iniated the call....
• Do not respond to emails requesting personal information or emails that are asking for help.  In addition to the email below, I have also gotten emails from 'foriegn attorneys' informing me that they have money waiting for me in various countries.

Dont let fraudsters seperate your from your money. 

K. Patrice Williams, JD
Patrice shares more Fraud Awareness tips in her book, 6 Simple Steps to Credit Repair
http://www.improveyourcreditmanual.com/

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From The Desk Of:


Dr Sanusi Lamido Sanusi

Executive Governor,

CENTRAL BANK OF NIGERIA (CBN).



RE: IMMEDIATE CONTRACT/BENEFICIARY PAYMENT: AV/NNPC/FGN/MIN/009



On behalf of the entire Staff of the Central Bank of Nigeria and the Federal Government of Nigeria in collaboration with IMF and World Bank.We apologize for the delay of your Contract Payment and all the Inconveniences you encountered while pursuing this payment.

However,from the Records of outstanding Contractors due for payment with the Federal Government of Nigeria, your Name and Company was discovered as next on the list of the outstanding Contractors who have not yet received their payments.

I wish to inform you now that the square peg is now in square hole and your payment is being processed and will be released to you as soon as you respond to this letter.Also note that from the record in my file,your outstanding Contract Payment is US$10,700,000.00 (Ten Million Seven Hundred Thousand United States Dollars).Kindly re-confirm to me the followings:

Your Full Name: ______________________________

Your Complete Address (Physical Address with Zip Code not P.O.BOX)

:______________________

Name of City of Residence:_______________________________

Country:____________________________________

Direct Telephone Number:________________________

Mobile Number:____________________________________

Nearest airport:________________________________

Working Identity Card/:________________________________

AGE:________________________________

OCCUPATION:________________________________

As soon as the above mentioned details are received, your payment will be made to you via diplomatic courier delivery in accordance to World Bank and IMF recommendations.A diplomat with international Diplomatic Dilivery immunity will be contracted to deliver the funds at your doorstep.

YOURS SINCERELY,

DR SANUSI LAMIDO SANUSI (CURRENT)

GOVERNOR, CENTRAL BANK OF NIGERIA (CBN).

6 Simple Steps to Avoid Foreclosure: Press Release

Press Release

Vallejo, CA—On July 24, 2009, K. Patrice Williams unveiled the 3rd version of her comprehensive how-to-avoid foreclosure book to the public and fittingly dubbed it 6 Simple Steps to Avoid Foreclosure, 3rd edition. Patrice is a member of the National Association of Women Writers and the Northern California Association of Publishers and Writers. Patrice Williams is also an Entrepreneur, Real Estate Investor and Property Management Professional at a Bay Area Affordable Housing Company and holds a Juris Doctorate (J.D.), as well as a B.A. in Economics.

A recent MSNBC business segment revealed that 1 out of 11 of all mortgages are now in default. “In default” is defined as missing one or more mortgage payments. Like millions of Americans, Patrice was also affected by the downward turn in the economy. Through pre-negotiation research and extensive communication with the lender, an effective, proven system of strategies were developed-- 6 Simple Steps to Avoid Foreclosure (http://www.avoidforeclosuremanual.com ). These techniques aim to provide an affordable information solutions to hard working Americans facing foreclosure.

Saundra Price, Sr. Loan Modification Manager of HomeSavers 411 in Atlanta, GA, had this to say about her experience with 6 Simple Steps to Avoid Foreclosure’s simple techniques: “Over the course of reading many articles and books that will assist my clients in Avoiding Foreclosure, I have found this book, 6 Simple Steps to Avoid Foreclosure, the most useful, comprehensive and well written. The Budget and Loan Workout Worksheets alone are well worth the $19.95 price of the book."

To find out more about, 6 Simple Steps to Avoid Foreclosure, (Myles Publishing Company, 2008, ISBN #978-0-9818703-0-4), check out www.AvoidForeclosureManual.com .

The author is available for media questions and information. Please contact Myles Publishing Company toll-free at 1-866-500-8884 x200 or info@mylespublishing.com