Sunday, September 27, 2009

1 out of 3 Mortgage holders are behind on Payments...are you?

Let me help you to avoid the stress and embarrassment of foreclosure in 6 Simple Steps.

6 Simple Steps to Avoid Foreclosure by K. Patrice Williams, JD
- $19.99

Saturday, September 12, 2009

Internet Marketing for Seniors

According to AARP, seniors are the largest growing segment of internet users.

I was recently back East visiting my family and quickly realized that my more senior relatives where online.

A 72 year aunt had a brand new desktop/flat screen monitor/printer set up, which was probably better than mine. She bought it at Walmart, on a whim while there to purchase some shoes. I taught her how to research topics that she was interested in on Google.

My 62 year old mother, has always been computer savvy, but just got a webcam so that she and my father can see and talk to my son. She wants me to set up her facebook webpage and wants to 'tweet', although I'm certain she doesn't really know what either of these are.

My Great Aunt, who is 81, just purchased a brand new laptop. She had never touched a computer before this point. I set up the laptop for her and had to give her immediate homework....learn how to move and control your mouse! The next day she called me to tell me that she has been practicing using her mouse and she was ready for the internet so that she can pay her bills online, she probably doesn't have more than 2 bills to pay online, but I was tickled none the less.

The point...savvy business owners should take note, seniors are online, they have facebook pages (and they want to tweet!) so we should all be tweaking our marketing plans to attract their business.

Beware of Fraud-- Keep your money in your Wallet!

I recieved the email below this morning, and I was reminded that I should do my part to make others more aware of fraudsters who's lot in life are to take advantage of anyone they can, but especially seniors.

A few other fraud reminders:
  • Craigslist:  Never accept a buyer that want to send you a money wire or bank money order with additional fees to ship the product somewhere else.   Moneywires and be reversed and bank money orders can bounce, leaving you without the product you were selling and short the money wire amount that includes shipping fees.  When you sell products on Craigslist, meet them, at a public place, and take cash.
  • NEVER give your account number or credit card number to anyone that calls you.  If a bill collector wants your Account Number or Credit Card Number they should be able to give you thier number to call them back or they should send you an invoice for you to pay.  Never buy anything on the phone unless you have iniated the call....
  • Do not respond to emails requesting personal information or emails that are asking for help.  In addition to the email below, I have also gotten emails from 'foriegn attorneys' informing me that they have money waiting for me in various countries.
Dont let fraudsters seperate your from your money. 

K. Patrice Williams, JD
Patrice shares more Fraud Awareness tips in her book, 6 Simple Steps to Credit Repair

From The Desk Of:

Dr Sanusi Lamido Sanusi

Executive Governor,



On behalf of the entire Staff of the Central Bank of Nigeria and the Federal Government of Nigeria in collaboration with IMF and World Bank.We apologize for the delay of your Contract Payment and all the Inconveniences you encountered while pursuing this payment.

However,from the Records of outstanding Contractors due for payment with the Federal Government of Nigeria, your Name and Company was discovered as next on the list of the outstanding Contractors who have not yet received their payments.

I wish to inform you now that the square peg is now in square hole and your payment is being processed and will be released to you as soon as you respond to this letter.Also note that from the record in my file,your outstanding Contract Payment is US$10,700,000.00 (Ten Million Seven Hundred Thousand United States Dollars).Kindly re-confirm to me the followings:

Your Full Name: ______________________________

Your Complete Address (Physical Address with Zip Code not P.O.BOX)


Name of City of Residence:_______________________________


Direct Telephone Number:________________________

Mobile Number:____________________________________

Nearest airport:________________________________

Working Identity Card/:________________________________



As soon as the above mentioned details are received, your payment will be made to you via diplomatic courier delivery in accordance to World Bank and IMF recommendations.A diplomat with international Diplomatic Dilivery immunity will be contracted to deliver the funds at your doorstep.




Tuesday, September 1, 2009

Create a Life Journal: And Take Charge of Your Life

Life Journal
Idea Book
Life Bible
List of Goals
..sticky notes with ideas on it

Pictured above is my life journal...I carry it with me every where (and it looks it!). It goes with me to work, on my train commute and next to my night stand before I go to sleep.

I write down thoughts for:
- businesses and books;
- website layouts, marketing and promotion ideas;
- and colors that inspire and empower me.

The key is not to only write and build on ideas, but to also give thought on how to accomplish an organized way.

My opinion....get rid of the sticky notes with ideas on it...and scratches of paper that will evidently be lost and purchase a $1.00 notebook and start writing out your thoughts.